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Federal mortgage rules implemented two months ago aimed at turning down the heat on Canada's red-hot real estate market took effect on Monday.
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The four most expensive major markets for housing are all in California. Los Angeles ranks last with a ratio of $9,874 per $1,000, based on its median home value of $591,700 and its median household income of $59,926. San Francisco, San Jose and San Diego join Los Angeles in the bottom four.