{"id":1108,"date":"2010-02-13T10:04:52","date_gmt":"2010-02-13T15:04:52","guid":{"rendered":"http:\/\/drduru.com\/onetwentytwo\/2010\/02\/13\/links-for-2010-02-13\/"},"modified":"2010-02-13T10:04:52","modified_gmt":"2010-02-13T15:04:52","slug":"links-for-2010-02-13","status":"publish","type":"post","link":"https:\/\/drduru.com\/onetwentytwo\/2010\/02\/13\/links-for-2010-02-13\/","title":{"rendered":"links for 2010-02-13"},"content":{"rendered":"<ul class=\"delicious\">\n<li>\n<div class=\"delicious-link\"><a href=\"http:\/\/blogs.wsj.com\/developments\/2010\/02\/11\/citi-ups-incentives-for-borrowers-to-give-back-homes-nicely\/?mod=wsj_share_twitter\">Citi Unveils Deed in Lieu of Foreclosure Program &#8211; WSJ<\/a><\/div>\n<div class=\"delicious-extended\">The CitiMortgage pilot program provides incentives for more borrowers to use a procedure known as a \u201cdeed in lieu of foreclosure,\u201d in which the borrower voluntarily transfers ownership of the home to the lender, which then cancels the mortgage debt. Aside from letting such people stay in the homes for six months, CitiMortgage says it will give them at least $1,000 to cover relocation costs, an incentive sometimes dubbed \u201ccash for keys.\u201d&#8230;Participants will be required to \u201cmaintain the property in its current condition,\u201d the bank said&#8230;\u201cSomething formally needs to be done in addition to the modifications,\u201d said Sanjiv Das, chief executive of CitiMortgage. \u201cWe are in a different stage of the housing cycle. Restructuring  mortgage payments was part one of the cycle, making sure that foreclosure glut doesn\u2019t hit the industry is part two of the cycle. Citi is trying to stay ahead of it.\u201d<\/div>\n<div class=\"delicious-tags\">(tags: <a href=\"http:\/\/delicious.com\/DrDuru\/mortgage\">mortgage<\/a> <a href=\"http:\/\/delicious.com\/DrDuru\/foreclosure\">foreclosure<\/a> <a href=\"http:\/\/delicious.com\/DrDuru\/housing\">housing<\/a>)<\/div>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Citi Unveils Deed in Lieu of Foreclosure Program &#8211; WSJ The CitiMortgage pilot program provides incentives for more borrowers to use a procedure known as a \u201cdeed in lieu of foreclosure,\u201d in which the borrower voluntarily transfers ownership of the home to the lender, which then cancels the mortgage debt. Aside from letting such people &#8230; <a title=\"links for 2010-02-13\" class=\"read-more\" href=\"https:\/\/drduru.com\/onetwentytwo\/2010\/02\/13\/links-for-2010-02-13\/\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1108","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>links for 2010-02-13 - ONE-TWENTY TWO: Trading Financial Markets<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/drduru.com\/onetwentytwo\/2010\/02\/13\/links-for-2010-02-13\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"links for 2010-02-13 - ONE-TWENTY TWO: Trading Financial Markets\" \/>\n<meta property=\"og:description\" content=\"Citi Unveils Deed in Lieu of Foreclosure Program &#8211; WSJ The CitiMortgage pilot program provides incentives for more borrowers to use a procedure known as a \u201cdeed in lieu of foreclosure,\u201d in which the borrower voluntarily transfers ownership of the home to the lender, which then cancels the mortgage debt. 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